Athena

SIMPLIFYING THE PROCESS OF PLANNING FOR THE FUTURE

How can we help?

Wills

Whether you’re creating your first Will or updating an existing one, our team provides expert guidance to ensure your wishes are legally documented and honored. Athena Wills is dedicated to the process of creating your will. Our experienced team guides you every step of the way, ensuring your wishes are clearly documented and legally binding. We prioritise your peace of mind, offering personalised solutions tailored to your unique needs. Trust Athena Wills to help you secure your legacy for the future.

Lasting Powers of Attorney

Appointing a Power of Attorney is crucial for ensuring your affairs are managed according to your wishes in case of incapacity. Our experts offer support in appointing the right individuals to act on your behalf. Lasting Power of Attorney (LPA) is needed so you can legally appoint one or more people you trust to make decisions on your behalf if you lose the mental capacity to do so yourself. A financial decisions LPA lets those named handle (and make decisions about) your money and property. This can include paying your bills, selling your property, collecting your pension and collecting your benefits. Don’t wait until an LPA is needed , let us help arrange one in advance and help you avoid unnecessary costs and stress during an already difficult time.

Trust

Establishing a trust is a sophisticated and effective way to protect your wealth, provide for your loved ones, and ensure your wishes are carried out with clarity and control.

 

Our experienced team offers discreet, expert guidance in creating bespoke trust structures tailored to your individual circumstances. We ensure every detail is handled with precision and care.

 

Why Consider a trust?

  • Greater control over how and when your assets are distributed
  • Protection of family wealth across generations
  • Support for children, including minors or vulnerable beneficiaries
  • Flexibility for blended families, second marriages, and changing circumstances

 

Trusts can be particularly valuable for complex family arrangements, helping to balance the interests of spouses, former partners, and children from different relationships, while preserving long-term financial security.

The result is a robust, carefully structured solution that provides confidence and peace of mind for you and future generations.

Types of lasting Powers of Attorney

There are two types of LPA, and you may choose to set up one or both

Property and Financial Affairs LPA

This allows your attorney to make decisions about your finances and property including: Managing bank or building society accounts, paying bills and managing debts, Collecting benefits or pensions, Buying or selling your home. This type of LPA can be used as soon as it registered, with your permission, while you still have capacity

This is particularly important if your circumstances involve ongoing financial commitments—such as mortgages, remortgaging, or access to accounts—as these cannot be managed by others without the appropriate legal authority.

Health and Welfare LPA

This authorises decisions about your:

  • Medical care and treatment
  • Moving into a care home
  • Life-sustaining treatment


This LPA can only be used if you have lost mental capacity.

Property and Financial Affairs LPA

This allows your attorney to make decisions about your finances and property including: Managing bank or building society accounts, paying bills and managing debts, Collecting benefits or pensions, Buying or selling your home. This type of LPA can be used as soon as it registered, with your permission, while you still have capacity

This is particularly important if your circumstances involve ongoing financial commitments—such as mortgages, remortgaging, or access to accounts—as these cannot be managed by others without the appropriate legal authority.

Health and Welfare LPA

This authorises decisions about your:

  • Medical care and treatment
  • Moving into a care home
  • Life-sustaining treatment


This LPA can only be used if you have lost mental capacity.

How to make an LPA?

Setting up a LPA involves the following steps:

 

1. Choose Your Attorney(s) you may appoint one or multiple attorneys. They must be over 18 and someone you trust to act in your best interests.

 

2. Complete the LPA Forms, forms can be completed online at GOV.UK, by downloading paper forms(LP1F for financial affairs, LP1H for health and welfare). You must have mental capacity and must not be placed under pressure to sign the document. A certificate provider confirms this.

Property and Financial Affairs LPA

Before an LPA can be used, it must be registered with the office of the Public Guardian(OPG). Registration typically takes 8 to 10 weeks if completed correctly. The current fee to register each LPA is £92, with reductions/exemptions available. Cancelling or Changing an LPA if you still have mental capacity, you can cancel an LPA at anytime by sending a deed of revocation and the original document to the OPG. Changes of personal details(such as address) must be reported to OPG.

This is particularly important if your circumstances involve ongoing financial commitments—such as mortgages, remortgaging, or access to accounts—as these cannot be managed by others without the appropriate legal authority.

When should you consider an LPA?

We recommend putting a Lasting Power of Attorney (LPA) in place sooner rather than later—well before it may be needed. Unexpected illness or accidents can happen at any stage of life, and arranging an LPA early provides reassurance and clarity for the future.

If you want to make an already difficult time easier for those around you, having an LPA in place is essential. Without one, your loved ones may face significant delays and legal barriers when trying to manage your affairs.

Putting an LPA in place ensures that, should the unexpected happen, the people you trust can step in immediately and act in your best interests.

Who Oversees LPAs?

Before a Lasting Power of Attorney (LPA) can be used, it must be registered with the Office of the Public Guardian (OPG), the UK government body responsible for maintaining the LPA register, overseeing attorneys, and supporting donors and families under the Mental Capacity Act 2005.

Registration typically takes around 8–10 weeks if completed correctly. The current fee is £92 per LPA, with reductions or exemptions available in certain circumstances.

If you still have mental capacity, you can cancel your LPA at any time by submitting a deed of revocation to the OPG along with the original document. Any changes to personal details, such as your address, should also be notified to the OPG promptly.

When should you consider an LPA?

We recommend putting a Lasting Power of Attorney (LPA) in place sooner rather than later—well before it may be needed. Unexpected illness or accidents can happen at any stage of life, and arranging an LPA early provides reassurance and clarity for the future.

If you want to make an already difficult time easier for those around you, having an LPA in place is essential. Without one, your loved ones may face significant delays and legal barriers when trying to manage your affairs.

Putting an LPA in place ensures that, should the unexpected happen, the people you trust can step in immediately and act in your best interests.

Who Oversees LPAs?

Before a Lasting Power of Attorney (LPA) can be used, it must be registered with the Office of the Public Guardian (OPG), the UK government body responsible for maintaining the LPA register, overseeing attorneys, and supporting donors and families under the Mental Capacity Act 2005.

Registration typically takes around 8–10 weeks if completed correctly. The current fee is £92 per LPA, with reductions or exemptions available in certain circumstances.

If you still have mental capacity, you can cancel your LPA at any time by submitting a deed of revocation to the OPG along with the original document. Any changes to personal details, such as your address, should also be notified to the OPG promptly.

Our Vision

At Athena Wills, we believe in simplifying the process of planning for the future while ensuring security and peace of mind. Our mission is to provide expert guidance in Wills, Trusts and Lasting Powers of Attorney. With a commitment to transparency and modern technology, we deliver reliable solutions that are easy to use, empowering you to secure your legacy with confidence.

Get in touch by filling out our online contact form

We will be in touch with an initial discovery call

It’s then down to us to provide you with the right plan

Kristie Whiting
Qualified Wills Adviser

Kristie has recently joined our team as a qualified Wills Advisor, supporting clients across Benfleet and the surrounding areas. As a married mum of two, she understands first-hand that protecting your family goes beyond assets — it’s about ensuring your children are cared for and your wishes are honoured if the unexpected happens. When she’s not helping families plan for the future, Kristie enjoys spending quality time with her own family. Her perfect Sunday? A peaceful dog walk to reset after a busy week. If you’d like to find out how you can protect what matters most, don’t hesitate to get in touch with Kristie for a friendly, no-pressure chat.

T: 01268 517007 

Ext: 2

T: 07979 747089

E: kristie@athenawills.com

Amy Strange
Financial Administrator

Amy has recently joined the team as a Financial Administrator. She brings a strong sense of dedication and a keen eye for detail, helping to keep things running smoothly behind the scenes. With a reliable and proactive approach, Amy is always on hand to support both the team and clients wherever needed.

E: Amy@sygmafs.com

What our clients have to say

★★★★★

We recently had our Wills prepared by Kristie and were extremely pleased with the experience. She was professional and knowledgeable, taking the time to clearly explain everything and answer all our questions, which made the whole process feel straightforward. I would highly recommend Kristie to anyone needing supportive and reliable guidance when putting their Wills in place.

- Client: Rhiann
★★★★★

Kristie is amazing! She made the whole experience for us so smooth. She explained everything in such great detail and was so flexible with timings. Thank you so much!

- Client: Chloe
★★★★★

Kristie was incredibly professional and clearly knowledgeable in her work. I felt quite nervous but Kristie’s friendly demeanor immediately put me at ease. Best of all, she explained everything enough for me to understand exactly what was happening through every step. Highly recommend!

- Client: Lorraine

Get in Touch

    VISIT OUR OFFICE

    Athena Financial Services Limited

    1 Sopwith Crescent

    Wickford, SS11 8YU

    01268 517007